Investing Basics
Stocks, bonds, index funds, and retirement accounts explained for complete beginners. No jargon, no assumptions—just clarity.
6 guides in this topic
HSA: The Most Tax-Advantaged Account You're Probably Ignoring
Triple tax advantages make HSAs potentially more powerful than 401(k)s—if you qualify and use them right.
Dollar Cost Averaging Explained
The simple strategy that removes timing from the equation and turns volatility into an advantage.
Roth vs Traditional: Which Account Type Wins?
The tax timing question that determines whether you pay now or pay later—and which choice makes you richer.
Index Funds: What They Are and How They Work
Index funds are the default recommendation for most investors for good reason. Here's the mechanics behind them and why they dominate modern investment advice.
Retirement Accounts: How 401(k)s and IRAs Actually Work
Retirement accounts are tax structures wrapped around investment accounts. Here's how the different types function and what distinguishes them.
When to Start Investing
The math of compound growth creates urgency. The prerequisites are simpler than most people think.