Terms of Service

Agreement to Terms

By accessing or using Subfinancing ("the Site"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Site.

Educational Content Only

All content on Subfinancing is for educational and informational purposes only. We provide explanations of financial concepts to help you understand how things work.

We do not provide:

• Financial advice
• Investment recommendations
• Tax advice
• Legal advice
• Personalized financial planning

Our content should not be construed as professional advice. Always consult qualified professionals for decisions specific to your situation.

No Professional Relationship

Using this Site does not create a financial advisor-client, attorney-client, or any other professional relationship between you and Subfinancing.

Accuracy of Information

We strive to provide accurate, up-to-date information. However:

• Financial rules, tax laws, and regulations change frequently
• Information may become outdated between updates
• We may make errors despite our best efforts

You are responsible for verifying any information before making financial decisions. We are not liable for any errors or omissions in our content.

Intellectual Property

All content on Subfinancing—including text, graphics, logos, and design—is owned by Subfinancing and protected by copyright laws.

You may:

• Read and learn from our content
• Share links to our pages
• Quote brief excerpts with attribution

You may not:

• Reproduce entire articles or guides without permission
• Use our content for commercial purposes
• Remove or alter copyright notices

User Conduct

When using the Site, you agree not to:

• Attempt to gain unauthorized access to any part of the Site
• Use the Site in any way that could damage or impair it
• Use automated tools to scrape or download content in bulk
• Misrepresent your identity or affiliation

Third-Party Links

The Site may contain links to external websites. These links are provided for convenience and informational purposes. We do not endorse, control, or assume responsibility for the content of external sites.

Limitation of Liability

To the fullest extent permitted by law, Subfinancing shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use of or inability to use the Site
• Any decisions made based on our content
• Errors or omissions in our content
• Unauthorized access to your data

Disclaimer of Warranties

The Site is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Changes to Terms

We may update these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Site after changes constitutes acceptance of the new terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Contact

Questions about these Terms? Contact us at hello@subfinancing.com.