OverviewHow it worksSecurityPricingCompare
S
SikaComing soon
Pricing

Bank sync, auto-categorisation, unlimited goals.

Premium adds automation on top of a fully functional free tier. Start free — upgrade inside the app when you're ready.

Free
$0
forever
Manual tracking · ad-supported
📊
Budget tracking by category
💚
Financial Health Score
📉
Debt payoff planner (avalanche & snowball)
🎯
Up to 2 savings goals
📖
Linked Subfinancing guides
📣
Ad-supported
No credit card needed
Premium
$7.99
/month
billed monthly
Cancel any time
Everything in Free, plus:
🏦
Bank sync via Plaid — 10,000+ banks
Auto transaction categorisation
📈
Advanced insights & spending trends
🎯
Unlimited savings goals
🔔
Real-time budget alerts
🚫
No ads
🎧
Priority support
Upgrade inside the app
Best value
Premium
$69.99
/year
$5.83/mo — save 27%
Billed annually
Everything in Free, plus:
🏦
Bank sync via Plaid — 10,000+ banks
Auto transaction categorisation
📈
Advanced insights & spending trends
🎯
Unlimited savings goals
🔔
Real-time budget alerts
🚫
No ads
🎧
Priority support
Upgrade inside the app

Billed via App Store or Google Play · Your payment details never touch our servers

What premium unlocks

Automation, not access.

Premium doesn't lock away core features. It adds automation on top of a fully functional free tier. Here's what that means in practice.

🏦
Bank sync via Plaid
Free

Log transactions manually. Full control, no connectivity.

Premium

Connect your bank and transactions appear automatically, already categorised. Works with 10,000+ banks.

Auto-categorisation
Free

Assign a category to each transaction yourself.

Premium

Sika assigns categories automatically on import. You can edit any of them.

📈
Insights depth
Free

Current budget status and health score.

Premium

Monthly trend history, category breakdowns, score progression over time, and real-time alerts.

🎯
Savings goals
Free

Track up to 2 goals simultaneously.

Premium

Unlimited goals. Emergency fund, vacation, car, down payment all tracked at once.

Common questions

Does the free tier ever expire?

No. The free tier is free forever. You can use Sika manually for as long as you like without paying anything.

Which plan should I choose?

Start free. If you find yourself manually logging transactions and wishing they'd just appear, that's when Premium pays for itself. The annual plan saves you 27% — roughly two months free.

Can I try Premium before paying?

There is no free trial for Premium at launch. Start with the free tier and upgrade inside the app when bank sync becomes useful to you.

How do I upgrade?

From inside the Sika app — not through this website. Billing is handled by the App Store or Google Play, so your payment details never touch our servers.

What happens if I cancel Premium?

You drop back to the free tier immediately. Your data stays intact. Synced transactions remain, but new imports stop until you resubscribe.

Can I switch between monthly and annual?

Yes, you can switch plans from within the app at any time. Switching to annual is prorated. Switching from annual to monthly takes effect at your next renewal date.

Is the annual plan refundable?

Annual plans are non-refundable once charged. Monthly plans can be cancelled at any time with no further charges.

Free to start. Upgrade when ready.

Download Sika and start budgeting for free. Upgrade to Premium from inside the app — no web checkout needed.

Download on the App Store
Get it on Google Play

Store links live at launch

Questions? Get in touch →